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You are here: Home / Archives for Seller Financing Tips

March 26, 2018 By Kenneth Younger

Options When A Note Starts To Go Into Default

Options When A Note Starts To Go Into Default

Let's face it, no one buys a real estate mortgage or creates an owner financed note in hopes that the payments stop coming in. Although not the norm, payers do default on notes, stop paying, get behind on payments, or outright walk away from the property. It goes without saying that you should always comply with all debt collection laws when dealing with a borrower/payer that gets behind on … [Read more...]

Filed Under: Protecting Mortgage Note Values, Seller Financing Tips Tagged With: mortgage note payment histories, mortgage note payments, mortgage note risks, sell my mortgage note, seller financing mistakes, seller financing tips

February 2, 2018 By Kenneth Younger

What is Note Seasoning?

Here is something you might not have thought of...There's not just one single item that determines the value of your real estate note. It's actually a combination of multiple variables including payment terms, interest rate, equity, property type, the buyer's credit, and note seasoning. That last one, note seasoning, might sound a little cryptic, but really breaks down to being one of the biggest … [Read more...]

Filed Under: Protecting Mortgage Note Values, Seller Financing Tips Tagged With: increase mortgage note value, mortgage note, mortgage note payment histories, note seasoning, real estate notes

January 18, 2018 By Kenneth Younger

What are LTV and ITV?

What are LTV and ITV?

Knowing the value of things is important---and real estate and mortgage notes are no different. Whether you are exploring offering seller financing or looking into selling a note, understanding the value what you are providing or own is paramount. Not only for your financial safety but for reselling down the road as well. What is LTV? Loan to Value, or LTV, is an indicator of potential … [Read more...]

Filed Under: Seller Financing Tips Tagged With: ITV, LTV, note buyers, owner financing, seller financing, seller financing tips

December 26, 2017 By Kenneth Younger

What are ‘Face Rates’ and ‘Discounts’ On Notes?

What are Face Rates and Discounts on Notes?

If you're interested in seller financing or ready to sell your note, the terms 'face rates' and 'discounts' are probably words you have heard thrown around. If they aren't, here's an important quick overview. What is the Face Rate of a Note? Also known as the 'present value,' the face rate is simply the interest rate on the note and mortgage. The ideal face rate for a note depends on which party … [Read more...]

Filed Under: Seller Financing Tips Tagged With: seller financed notes, seller financing, seller financing interest rates, seller financing mistakes, seller financing tips

July 19, 2016 By Kenneth Younger

5 Reasons Owners Offer Seller Financing

Why would a seller allow a buyer to make payments over time for the purchase of property? Wouldn't the seller rather get paid now and require the buyer to obtain a bank loan? Here are 5 reasons property owners offer seller financing: 1. Reduced Marketing Times What is the first thing a real estate agent does when property is not moving and has been on the market for 60 to 90 days? They reduce the … [Read more...]

Filed Under: Seller Financing Tips Tagged With: owner financing, private mortgage notes, seller financing, seller financing tips

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  • Options When A Note Starts To Go Into Default
  • What is Note Seasoning?
  • What are LTV and ITV?
  • What are ‘Face Rates’ and ‘Discounts’ On Notes?
  • Partnering with Financial Professionals in the Note Business
  • When Is The Right Time To Sell Your Note?
  • Selling A Mortgage Note Is Not Just About Price
  • Is it Time to Sell Your Note?
  • What Is Real Estate Note Due Diligence?
  • Top 21 Reasons For Selling Mortgage Notes and Trust Deeds
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Recent Posts

  • Options When A Note Starts To Go Into Default
  • What is Note Seasoning?
  • What are LTV and ITV?
  • What are ‘Face Rates’ and ‘Discounts’ On Notes?
  • Partnering with Financial Professionals in the Note Business

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